Get coverage in Dental Insurance

We also provide affordable dental insurance options to ensure you have the necessary protection. Contact our Licensed Health Insurance Representatives today to explore coverage that suits both you and your needs

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Do all affordable health plans offer dental benefits?

While some cost-effective health plans include dental coverage, not all of them do. You have the option to choose a health plan with or without dental benefits. If you opt for a health plan without dental coverage, you can still obtain a separate dental plan. Our licensed health insurance representatives are available to assist you in locating a plan that includes dental coverage or in acquiring a separate dental plan if your current plan does not provide dental benefits.

How can I get a separate dental plan, If my health plan doesn’t offer dental benefits?


If your health plan doesn't include dental coverage, you have the option to obtain a separate dental plan at an affordable monthly rate. Our licensed health insurance representatives are ready to assist you in this process. Keep in mind that you'll be responsible for a distinct monthly premium for your dental plan, in addition to the premium for your health plan.

Is dental coverage an essential health benefit for adults and children?


According to the Affordable Care Act, dental coverage is considered an essential health benefit for children but not for adults. If you are obtaining health coverage for an individual aged 18 or younger, dental coverage will automatically be included for your child as part of the health plan. However, it's important to note that dental coverage is not considered an essential health benefit for adults

Can I cancel my dental coverage and still keep my health coverage?

The options depend on your situation. If you have a standalone dental plan, you have the flexibility to cancel it at any time while retaining your health plan. However, if your health plan includes dental coverage, you cannot remove the dental coverage separately. Instead, you have the option to switch to a different health plan, either with or without dental coverage, during the annual Open Enrollment Period or at other times if you meet the criteria for a Special Enrollment Period.
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